Mortgage Calculators

This calculator helps you to determine what your adjustable mortgage payments will be.

Use this calculator to find the APR on your adjustable rate mortgage.

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.

This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments.

This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.

Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.

Use this calculator to compare a fixed rate mortgage to a LIBOR ARM.

Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period.

Use this calculator to generate an amortization schedule for an interest only mortgage.

Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

Use this calculator to find the APR on your mortgage.

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

Use this calculator to determine your monthly payment and amortization schedule.

Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Should you buy points? Use this calculator to find out.

Can you buy your dream home? Find out just how much you can afford!

Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.

Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Use this calculator see how the minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment.

Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Use this calculator to see how much interest you can save by refinancing your mortgage!

Are you better off buying your home, or should you continue to rent?

Loan Calculators

Use this calculator to determine your payment or loan amount for different payment frequencies.

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

A balloon loan can be an excellent option for many borrowers, use this calculator to see how a balloon loan might work for you.

How big a line of credit can you receive? Use this calculator to find out!

Should you consolidate your debt? Use this calculator to find out.

Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

What will my monthly payments be for an interest only equity line of credit?

Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.

Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.

This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.

This calculator helps determine your loan or line payment.

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Use this calculator as your first step in determining your ability to qualify for a loan.

Credit Cards and Debt Management

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.

The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Use this calculator as a starting point for your debt management plan.

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

Auto Calculators

Find out how much interest you can save by increasing your monthly auto loan payment.

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.

This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.

Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

Should you lease your next automobile or finance it? Find out with this calculator!

Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.

Investment Calculators

Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.

This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.

This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.

Retirement Savings and Planning

If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.

A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.

There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.

If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.

A 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.

The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.

This calculator is designed to examine the affects of 72T distributions on your retirement plan balance.

Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

Use this calculator to determine how losing this important retirement asset could affect you.

Use this calculator to see the benefits of an Individual 401(k) for the self-employed.

Use this calculator to help decide between joint survivorship and single survivorship pension options.

Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account.

Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.

Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.

Quickly determine if your retirement plan is on track - and learn how to keep it there.

Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.

Starting in 2006, you may have the option to contribute to Roth 401(k). Use this calculator to help determine if a Traditional 401(k) or Roth 401(k) might be best for you.

Use this calculator to compare the Roth IRA to an ordinary taxable investment.

This calculator will show the advantage, if any, of converting your IRA to a Roth.

Use this calculator to determine which IRA may be right for you.

Use this calculator to estimate your Social Security benefits.

How can contributing to a regular IRA help you in your retirement?

Tax Calculators

How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.

Use this calculator to help you determine the impact of changing your payroll deductions.

Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

Use this calculator to help you determine your paycheck for hourly wages.

Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

This calculator helps you determine the gross paycheck needed to provide a required net amount.

Use this calculator to help you determine the impact of changing your payroll deductions.

Use this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay.

If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.

Personal Finance

This works just like a pocket Calculator.

This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.

Balance your checkbook with this quick and easy calculator.

How is your credit? Use this calculator for a quick assessment!

Analyze your budget, see where your money goes and find out where you can improve!

This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

Insurance Calculators

How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.

Use this calculator to determine your disability insurance needs.

A Fixed Annuity can provide a very secure, tax deferred investment. Use this calculator to help you determine how a Fixed Annuity might fit into your retirement plan.

This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.

This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.

Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.

Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.

One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning.

Estimate what your monthly payments might be from an immediate annuity.

How much life insurance do you really need? Find out here!

Use this calculator to determine how much your savings will be worth with these two important variables in mind. Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

How can a variable annuity help you save for retirement? Use this calculator to find out.

Business Calculators

Find out how many and what price you must sell your product at to make a profit.

Enter your cash flow information, your cost of capital and your growth rate to determine your business NPV valuation.

Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Should your business consolidate its debt? Use this calculator to find out.

Should you lease your equipment or finance it? Find out with this calculator.

This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

Financial Calculators (CDN)

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.

Should you lease your next automobile or finance it? Find out with this calculator!

Balance your chequebook with this quick and easy calculator.

Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!

This calculator demonstrates how compounding can affect your savings.

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

Find out when your savings plan will make you a millionaire!

How big a line of credit can you receive? Use this calculator to find out!

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Use this calculator to determine your disability needs.

Use this calculator to help develop or fine-tune your education savings plan.

Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

Should you lease your next equipment or finance it? Find out with this calculator!

Analyze your budget, see where your money goes and find out where you can improve!

The Investor Profile Questionnaire is designed to help you create a balanced portfolio of investments.

This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

How much life insurance do you really need? Find out here!

This calculator helps determine your loan or line payment.

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.

Use this calculator to determine your monthly payment and amortization schedule.

Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you.

Save thousands of dollars in interest by increasing your monthly mortgage payment.

This calculator helps you determine just how much house you can afford.

Use this calculator to see how much interest you can save by refinancing your mortgage!

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Are you better off buying your home, or should you continue to rent?

Quickly determine if your retirement plan is on track - and learn how to keep it there.

This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).

A RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

What will it take to reach your savings goal? This financial calculator helps you find out.

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

Australian Mortgage

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Use this calculator to determine the government fees and charges associated with purchasing a property in Australia.

Use this calculator for interest only loan repayments and amortization schedules.

Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.

Use this calculator to determine your repayment and amortization schedule for a loan.

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Use this calculator as your first step in determining your ability to qualify for a loan.

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances.

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.